Can You Get a Mortgage in Dubai as a UK Investor?

If you’re based in the UK and thinking about buying property in Dubai, one of the most common questions is: Can I get a mortgage as a non-resident? The answer is yes—but there are a few things you should know before you begin the process.

What You Should Know

As a UK investor, getting a mortgage in Dubai is possible, but the process differs quite a bit from what you might be used to in the UK. From the type of properties that qualify, to how much deposit you’ll need and the kind of documentation required—there are key differences that can catch new investors off guard.

You’ll also need to consider how mortgage availability varies depending on whether you’re buying a completed property or investing in something off-plan, and how developer payment plans come into play.

These are just a few of the factors to consider when deciding whether financing is the right option for you.

Why UK Investors Shouldn’t Assume the Same Rules Apply

One of the biggest mistakes UK investors make is assuming Dubai’s property finance system works like the UK’s. It doesn’t. From lending rules to eligibility criteria, it’s a different landscape—and understanding how it works is key to avoiding delays or costly missteps.

That’s why it's so important to get the right guidance upfront.

Want to learn how it really works?

If you're serious about investing in Dubai, We’ve created a free guide that gives you a clear overview of how UK investors are getting started—without falling into the usual traps. Download the free guide here

Prefer a more visual walkthrough? Watch the free webinar where I break down the key concepts and common myths.

And if you're ready to take things seriously, the online course goes in-depth on everything you need to know to invest in Dubai real estate with confidence—covering mortgages, buying off-plan, avoiding legal issues, and much more. Explore the course here

Final Thought

Yes, you can get a mortgage in Dubai as a UK investor—but whether you should depends on your strategy, the property you’re buying, and your long-term goals. With the right knowledge, you can make informed decisions that maximise your returns and avoid unnecessary hassle.

Start learning today and give yourself a smarter path into the Dubai property market.